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The Importance of Backups

Not a strictly accounting related topic, but still crucial for any small business owner, as we found out recently. We have dozens of company files on our computers here in the office, running various software systems such as QuickBooks, Simply

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Income Splitting Techniques

Unlike the United States, taxes can’t be filed jointly.  Instead, Canadians must use other techniques to split income when one spouse outearns the other.  Here are the most common methods: RRSPs One high earning spouse can make deposits into the

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What is a Payday Loan and Should I Get One?

People who are looking for loans in Toronto have probably wondered if a payday loan was something that would be good for them. A payday loan is a cash advance type loan. People get payday loans a lot of the

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