You’ve probably heard the term before but you might not know what it means.  Investopedia says: A debt that is not collectible and therefore worthless to the creditor. This occurs after all attempts are made to collect on the debt.…

Are you a Canadian and have you not filed your income tax return due to some reason? The Canada Revenue Agency (CRA) conducts a specific program called voluntary disclosure, exclusively for the benefit of Canadians like you. Under this program,…